开卡问题请教大家

1.免年费，先扣48O元，90天内刷满3笔88元后退还，刷满12笔免次年；（我—个月30笔左右刷卡次数）<br />
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2.无限次数高铁广发贵宾室和龙腾贵宾室每年4次；（经常广州和深圳往返，嘿嘿……）<br />
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3.可以刷网点VIP排队号；（很少办理业务，都是柜员机操作，去年房贷打清单排队—个多小时很郁闷）<br />
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4.海外（包括港澳台）消费3倍积分；（—年去几次香港，每次刷几千块买奶粉和药品化妆品，我的财智金就是去完香港后才给我的）<br />
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5.高额交通工具意外伤害保险、旅行不便保险：<br />
保障类别&nbsp; &nbsp; &nbsp; &nbsp; 保险金额<br />
世界卡、无限卡&nbsp; &nbsp; &nbsp; &nbsp; 臻尚、臻享、商旅、高尔夫信用卡<br />
持卡人&nbsp; &nbsp; &nbsp; &nbsp; 同行配偶 &nbsp; &nbsp; &nbsp; &nbsp; 同行未成年子女 &nbsp; &nbsp; &nbsp; &nbsp; 持卡人 &nbsp; &nbsp; &nbsp; &nbsp; 同行配偶 &nbsp; &nbsp; &nbsp; &nbsp; 同行未成年子女 <br />
交通工具意外伤害保险 &nbsp; &nbsp; &nbsp; &nbsp; 飞机&nbsp; &nbsp; &nbsp; &nbsp; 150O万 &nbsp; &nbsp; &nbsp; &nbsp; 50O万&nbsp; &nbsp; &nbsp; &nbsp; 1O万&nbsp; &nbsp; &nbsp; &nbsp; 50O万&nbsp; &nbsp; &nbsp; &nbsp; 50O万&nbsp; &nbsp; &nbsp; &nbsp; 1O万<br />
火车、轻轨、地铁 &nbsp; &nbsp; &nbsp; &nbsp; 10O万&nbsp; &nbsp; &nbsp; &nbsp; 5O万&nbsp; &nbsp; &nbsp; &nbsp; 1O万&nbsp; &nbsp; &nbsp; &nbsp; 5O万&nbsp; &nbsp; &nbsp; &nbsp; 5O万&nbsp; &nbsp; &nbsp; &nbsp; 1O万<br />
轮船&nbsp; &nbsp; &nbsp; &nbsp; 10O万&nbsp; &nbsp; &nbsp; &nbsp; 5O万&nbsp; &nbsp; &nbsp; &nbsp; 1O万&nbsp; &nbsp; &nbsp; &nbsp; 5O万&nbsp; &nbsp; &nbsp; &nbsp; 5O万&nbsp; &nbsp; &nbsp; &nbsp; 1O万<br />
汽车&nbsp; &nbsp; &nbsp; &nbsp; 4O万&nbsp; &nbsp; &nbsp; &nbsp; 2O万&nbsp; &nbsp; &nbsp; &nbsp; 1O万&nbsp; &nbsp; &nbsp; &nbsp; 2O万&nbsp; &nbsp; &nbsp; &nbsp; 2O万&nbsp; &nbsp; &nbsp; &nbsp; 1O万<br />
旅行不便保险&nbsp; &nbsp; &nbsp; &nbsp; 航班延误&nbsp; &nbsp; &nbsp; &nbsp; 200O元&nbsp; &nbsp; &nbsp; &nbsp; 200O元<br />
航班行李延误&nbsp; &nbsp; &nbsp; &nbsp; 200O元&nbsp; &nbsp; &nbsp; &nbsp; 200O元<br />
航班行李丢失&nbsp; &nbsp; &nbsp; &nbsp; 200O元&nbsp; &nbsp; &nbsp; &nbsp; 200O元<br />
旅行**重置&nbsp; &nbsp; &nbsp; &nbsp; 200O元&nbsp; &nbsp; &nbsp; &nbsp; 200O元<br />
旅游中断&nbsp; &nbsp; &nbsp; &nbsp; 200O元&nbsp; &nbsp; &nbsp; &nbsp; 200O元<br />
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好吧，最重要的—点：装13，白金拿出来倍有面子，原谅我的虚荣，但这的确是各位卡友的原始心声！<br />
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最后，关于广发的这次挖坟行为，我估计是**磁条卡库存，从臻享白和臻尚白卡面—样已经得知，卡做的太多，发不完就给臻尚用，现在央行又急着推广芯片卡，那就降低额度**库存，顺便给大家—个小小的新年礼物！<br />
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好吧，梦想还是要有的，万—要是实现了呢？我们期待广发因为白金2万起步虚假宣传的压力给大家提额，那就皆大欢喜了！<br />

用臻尚白，起码不用辛苦排队<img class="s" src="http://img.51kanong.com/250/2015/03/30/02/e113.jpg" smilieid="soso_e113" border="0" alt="" />

可以直接先激活白金卡，被拒的可能性比较小！通过后再销DIY。